INVESTMENT ADVISORY SERVICES
COMPREHENSIVE FINANCIAL PLANNING
TAX PLANNING
RETIREMENT PLANNING
ESTATE & WEALTH TRANSFER PLANNING
INSURANCE & RISK MANAGEMENT PLANNING
CASH FLOW PLANNING
PHILANTHROPIC PLANNING
EDUCATION PLANNINGGetting to know you and your family, so we can best serve your needs and help you fulfill your hopes and dreams, is a privilege and a responsibility that we at Sound View take very seriously. We are not here to sell you products. Rather we are here to provide sound advice — customized solutions tailored to your family’s unique financial goals and circumstances. With decades of individual experience to call upon, our financial advisors are not afraid to challenge the status quo in order to serve your best interest. Our goal is to help you navigate whatever financial waters your family encounters — uncovering and resolving blind spots, and providing intergenerational guidance and counsel every step of the way. We will also coordinate our services with the other financial professionals in your life, including legal, tax and insurance advisors.
INVESTMENT ADVISORY SERVICES
For us investing is not a cookie-cutter operation. It’s a highly personalized and customized process with one objective — to help you achieve the short- and long-term goals you’ve set for yourself and your family. Once we have a complete picture of your needs, risk tolerance, time horizon, tax situation and investment history, we put our knowledge, expertise and resources to work for you, developing and presenting you with an investment plan that we all agree upon together. Our open platform gives us access to a broad universe of investment vehicles and non-proprietary research, so you can be sure our recommendations are both comprehensive and cutting edge. We’ll determine an appropriate asset allocation, then construct a custom portfolio that we will continually monitor, manage and rebalance when necessary — checking in with you regularly to discuss any changes in your needs or the markets.
COMPREHENSIVE FINANCIAL PLANNING
Your peace of mind is important to us. That’s why we are laser focused on identifying and rectifying financial planning blind spots, problems you may not be aware of that could adversely affect the goals you’ve set. After examining almost every aspect of your financial life, from your current investments, tax exposure and retirement savings to funding education and leaving a legacy for the next generation — we will customize a comprehensive financial plan designed to take you from where you are now to where you want to be in the future. And we’ll educate the entire family on how to get there.
TAX PLANNING
Limiting your tax exposure is key to growing and preserving your wealth. When structuring your investment plan, we factor in all the various tax ramifications and develop strategies to help address them, including taking advantage of tax-efficient investment vehicles to minimize your tax burden and maximize asset growth. We’ll proactively conduct tax reviews for you to identify any underlying issues and/or opportunities. And we’ll discuss with you changes in the new tax law, and what that will mean for you and your family moving forward.
RETIREMENT PLANNING
Helping you make your retirement dreams a reality is one of the most important things we can do for you. We will review your current retirement plan, work with you to identify and prioritize your goals and objectives, sort out your income needs and map out a sound retirement strategy that helps ensure you’re on course to living the retirement you’ve envisioned for yourself and your family.
ESTATE & WEALTH TRANSFER PLANNING
To ensure that your legacy lives on in future generations requires careful planning and decision-making. We will conduct a thorough review of all your estate documents, and work in concert with your outside estate and tax planning professionals to help facilitate a smooth, tax-efficient transfer of wealth from one generation to the next. As your life evolves, your circumstances and needs may change. We will continue to closely monitor and assess your estate documents, making sure they still reflect your values and objectives.
INSURANCE & RISK MANAGEMENT PLANNING
One of the financial blind spots we look for is potential downside risk. From life, health and disability to property, casualty and long-term care, we examine every type of risk exposure. We then assess your current insurance coverage and confer with your outside insurance advisors to help ensure that you and your loved ones are well protected. As time progresses, we will continue to proactively review your coverage, offering suggestions and recommendations, for no additional commission or fee, when appropriate.
CASH FLOW PLANNING
The first rule of cash flow management is being prepared for whatever life brings. We factor in both expected and unexpected expenses and life events, and develop a strategy for funding your short- and long-term needs. Whether it’s monthly bills, taxes, home improvement or unforeseen costs and circumstances, you’ll sleep better knowing you have liquid assets available when you need them.
PHILANTHROPIC PLANNING
What type of contribution do you wish to make to the causes and institutions you care about most? When it comes to charitable giving, we have extensive experience helping you find the most tax-efficient strategies to maximize your gift and minimize taxes to your estate — making sure that every solution is in keeping with your objectives and intentions.
EDUCATION PLANNING
Funding your children’s or grandchildren’s education may be one of the most important investments you make in their future. We’ll guide you in exploring your options, determining how much money you’ll need and deciding on the right investment vehicle. Then we’ll implement a tuition funding strategy that will help you give your loved ones the gift of a great education.
Getting to know you and your family, so we can best serve your needs and help you fulfill your hopes and dreams, is a privilege and a responsibility that we at Sound View take very seriously. We are not here to sell you products. Rather we are here to provide sound advice — customized solutions tailored to your family’s unique financial goals and circumstances. With decades of individual experience to call upon, our financial advisors are not afraid to challenge the status quo in order to serve your best interest. Our goal is to help you navigate whatever financial waters your family encounters — uncovering and resolving blind spots, and providing intergenerational guidance and counsel every step of the way. We will also coordinate our services with the other financial professionals in your life, including legal, tax and insurance advisors.
INVESTMENT ADVISORY SERVICES
INVESTMENT ADVISORY SERVICES
For us investing is not a cookie-cutter operation. It’s a highly personalized and customized process with one objective — to help you achieve the short- and long-term goals you’ve set for yourself and your family. Once we have a complete picture of your needs, risk tolerance, time horizon, tax situation and investment history, we put our knowledge, expertise and resources to work for you, developing and presenting you with an investment plan that we all agree upon together. Our open platform gives us access to a broad universe of investment vehicles and non-proprietary research, so you can be sure our recommendations are both comprehensive and cutting edge. We’ll determine an appropriate asset allocation, then construct a custom portfolio that we will continually monitor, manage and rebalance when necessary — checking in with you regularly to discuss any changes in your needs or the markets.
COMPREHENSIVE FINANCIAL PLANNING
COMPREHENSIVE FINANCIAL PLANNING
Your peace of mind is important to us. That’s why we are laser focused on identifying and rectifying financial planning blind spots, problems you may not be aware of that could adversely affect the goals you’ve set. After examining almost every aspect of your financial life, from your current investments, tax exposure and retirement savings to funding education and leaving a legacy for the next generation — we will customize a comprehensive financial plan designed to take you from where you are now to where you want to be in the future. And we’ll educate the entire family on how to get there.
TAX PLANNING
TAX PLANNING
Limiting your tax exposure is key to growing and preserving your wealth. When structuring your investment plan, we factor in all the various tax ramifications and develop strategies to help address them, including taking advantage of tax-efficient investment vehicles to minimize your tax burden and maximize asset growth. We’ll proactively conduct tax reviews for you to identify any underlying issues and/or opportunities. And we’ll discuss with you changes in the new tax law, and what that will mean for you and your family moving forward.
RETIREMENT PLANNING
RETIREMENT PLANNING
Helping you make your retirement dreams a reality is one of the most important things we can do for you. We will review your current retirement plan, work with you to identify and prioritize your goals and objectives, sort out your income needs and map out a sound retirement strategy that helps ensure you’re on course to living the retirement you’ve envisioned for yourself and your family.
ESTATE & WEALTH TRANSFER PLANNING
ESTATE & WEALTH TRANSFER PLANNING
To ensure that your legacy lives on in future generations requires careful planning and decision-making. We will conduct a thorough review of all your estate documents, and work in concert with your outside estate and tax planning professionals to help facilitate a smooth, tax-efficient transfer of wealth from one generation to the next. As your life evolves, your circumstances and needs may change. We will continue to closely monitor and assess your estate documents, making sure they still reflect your values and objectives.
INSURANCE & RISK MANAGEMENT PLANNING
INSURANCE & RISK MANAGEMENT PLANNING
One of the financial blind spots we look for is potential downside risk. From life, health and disability to property, casualty and long-term care, we examine every type of risk exposure. We then assess your current insurance coverage and confer with your outside insurance advisors to help ensure that you and your loved ones are well protected. As time progresses, we will continue to proactively review your coverage, offering suggestions and recommendations, for no additional commission or fee, when appropriate.
CASH FLOW PLANNING
CASH FLOW PLANNING
The first rule of cash flow management is being prepared for whatever life brings. We factor in both expected and unexpected expenses and life events, and develop a strategy for funding your short- and long-term needs. Whether it’s monthly bills, taxes, home improvement or unforeseen costs and circumstances, you’ll sleep better knowing you have liquid assets available when you need them.
PHILANTHROPIC PLANNING
PHILANTHROPIC PLANNING
What type of contribution do you wish to make to the causes and institutions you care about most? When it comes to charitable giving, we have extensive experience helping you find the most tax-efficient strategies to maximize your gift and minimize taxes to your estate — making sure that every solution is in keeping with your objectives and intentions.
EDUCATION PLANNING
EDUCATION PLANNING
Funding your children’s or grandchildren’s education may be one of the most important investments you make in their future. We’ll guide you in exploring your options, determining how much money you’ll need and deciding on the right investment vehicle. Then we’ll implement a tuition funding strategy that will help you give your loved ones the gift of a great education.